Julio Quijivix Muñoz is a research assistant at the Navarra Center for International Developmet. His country of origin is Guatemala. He has a degree on Business Economics and a Master's degree in Business Administration. Julio is currently enrolled in University of Navarra's Master on Economy and Finances (MEF). Hes area of expertise is finance, as he has worked for various years in risk analysis for finance and microfinance institutions in Central America. His fields of interest in investigation focus on the labor market and the activity of the banking and finance sector, especially in rural areas.